Verify Important Data & the Borrower’s Ability to Repay
With fraud on the rise, and easy to disguise, manage your risk effectively and efficiently with our tools and services.
Mortgage fraud may involve a borrower reporting inaccurate income information to get a better deal or a bigger loan.
With so many fraud scams in the news, the Federal Bureau of Investigation reported mortgage fraud costs the US an estimated $1-10 billion per year. In 2020 alone, there was a 938% increase in suspicious activity reports related to mortgage fraud from 2019.
Improve efficiency & productivity by using an outside source for required verifications. We’re here to help you find the right solutions to meet your verification needs.
The Work Number (Equifax)
- 25+ years gold standard in automated income & employment verification products.
- Verify more consumers’ employment and income–instantly. 2.5M employers contributing
- 573M active & inactive employment and income records.
Day 1 Certainty®: Peace of mind from FNMA.
Questions? You’re our priority – call us at 800-782-9094 for answers. We’re here to help!
Monday through Friday, 8:00 am – 5:00 pm CST.
Learn More
The Credit Information Systems Team contacts the applicant’s Employer directly for verbal verification of employment.
Questions? You’re our priority – call us at 800-782-9094 for answers. We’re here to help!
Monday through Friday, 8:00 am – 5:00 pm CST.
Learn More
Includes 1x Verification of Employment, current (Active) AND prior (Inactive) employment records ≤ 36 months, where available.
Questions? You’re our priority – call us at 800-782-9094 for answers. We’re here to help!
Monday through Friday, 8:00 am – 5:00 pm CST.
Learn More
Includes 1x Verification of Income, current (Active) AND prior (Inactive) employment and income records ≤ 36 months, where available.
Questions? You’re our priority – call us at 800-782-9094 for answers. We’re here to help!
Monday through Friday, 8:00 am – 5:00 pm CST.
Learn More
- Instant income & employment verification powered by exclusive, industry-best data.
- Instant access to millions of trusted employer payroll records.
- Make more informed real-time decisions while reducing friction.
- Eliminate the cost & complexity of current verification processes.
Day 1 Certainty®: Peace of mind from FNMA.
Questions? You’re our priority – call us at 800-782-9094 for answers. We’re here to help!
Monday through Friday, 8:00 am – 5:00 pm CST.
Learn More
- Borrower permission real-time bank data Lenders may use to instantly verify active & inactive income streams and/or financial accounts data via secure, direct connections. Lenders can customize the process to reflect their brand.
- Multiple delivery and integration options.
Day 1 Certainty®: Peace of mind from FNMA.
Questions? You’re our priority – call us at 800-782-9094 for answers. We’re here to help!
Monday through Friday, 8:00 am – 5:00 pm CST.
Learn More