A native of Meridian, MS, David received his Bachelor of Business Administration degree in 1991 from Mississippi State University.
After graduation he began his 35-plus year career in the credit reporting industry with the Credit Bureau of Meridian, Inc., a third-generation family business, where he served in various capacities before becoming President in 1997.
The following year, the company’s name was changed to Credit Data Systems, Inc. (CDS) to more accurately represent its direction going forward. In 2025, CDS partnered with Credit Information Systems to further solidify their presence in the financial services industry.
David is committed to working closely with lenders throughout the Southeastern U.S., by providing exceptional service, innovative products, and customized solutions to help close loans more efficiently and effectively.
Heather Marie serves as Vice President of Accounting at Credit Information Systems, where she oversees invoicing, payment collection, and vendor billing processing.
With over 15 years at the company, Heather Marie brings a deep understanding of the organization, having started in high school and gained experience across multiple departments.
Known for a strong attention to detail and a passion for working with numbers and Excel, she plays a key role in supporting the company’s financial operations.
Outside of work, Heather Marie enjoys spending time with her husband and three children, often outdoors and fishing together as a family.
For Mike Osbourne, his 30-year-plus career in the credit reporting industry began in October 1990 with a sales role for CSC Credit Services. As an Account Manager for CSC, Mike opened a brand-new sales territory in Western Iowa and developed new and existing accounts in Eastern Nebraska. CSC was acquired by Equifax and Mike continued to work successfully at various sales roles within the new organization for his midwestern clients. Mike joined Credit Information Systems as a Senior Account Manager in April 2021.
Mike has a passion for the financial services industry both personally and professionally. Mike has served on several credit industry boards and continues to facilitate financial literacy though Financial Peace University.
Mike grew up in Northwestern Illinois and received his Management degree from Millikin University in 1985. Omaha became Mike’s home in the late 80s, and he later earned his MBA from the University of Phoenix. He is excited to be part of the customer-focused sales team at Credit Information Systems.
Joe has been delivering credit reporting and verification services nationally for over 30 years.
He believes in building relationships with lenders for the goal of making the process of home ownership a reality.
Active in Rotary and Knights of Columbus, Joe also enjoys golfing, cycling and spending time with family and friends.
As Chief Compliance Officer, Jackie brings 25 years of consumer reporting experience to Credit Information Systems and to our clients.
Jackie has been a frequent speaker and trainer throughout the industry.
In addition to having worked in CRA Reseller compliance, she has also spent years originating residential mortgages for various national mortgage companies and operated All in Compliance, an industry compliance consulting firm. While managing “AIC”, Jackie wrote and marketed a consumer reporting compliance certification program designed to educate and offer certification for industry professionals.
Jackie earned a BS in Marketing from Quinnipiac University. When not working, she loves to spend time with her family and enjoys a great love for all animals, big and small.
With over 30 years of experience in marketing, Amy Blubaugh has built a dynamic career spanning media, banking, retail, insurance, and B2B services.
Beginning in Omaha’s radio and advertising sectors, she developed foundational skills that led to roles in acquisition marketing, e-commerce marketing strategy, and partnership marketing ventures. Her tenure in product marketing at a national insurance company deepened her expertise in project management and customer experience optimization.
In December 2019, Amy filled the first position with the Credit Information Systems marketing department, where she continues to lead strategic initiatives in the business-to-business space and manages the company’s promotional efforts.
Shane Hoelscher received his Bachelor of Science degree in Agricultural Economics in 1991 from Texas A&M University. He followed that up with a Master of Agriculture in Agricultural Economics – Agribusiness emphasis in 1994. Shortly thereafter he entered a management training program with Terminix Pest Control engaging in all aspects of the professional environment.
Shane began his 25-plus year career in the credit industry after leaving Terminix to join CSC Credit Services as an Account Manager. He managed the relationships and was responsible for revenue-growth with various resellers in the auto, mortgage, tenant, and employment screening industries. In addition to his account management role, Shane was also a member of a new business development team and eventually led a trio of representatives engaged in selling credit reporting services to all types of industries.
Shane continued with Equifax as a Channel Manager after they acquired CSC Credit Services in 2012. His primary focus was on the small-to-mid-sized resellers of Equifax products and services before he separated from Equifax in 2020.
Shane joined Credit Information Systems in April 2020 as a Senior Account Manager and is looking forward to continued growth for the company.
Heather Russell-Schroeder began her 35-plus-year career in the Credit Reporting industry as a high school and college student working part-time, answering phones, entering data, handling consumer disputes and public record bulletins for her family’s business, Credit Bureau of Council Bluffs.
After graduating from the University of Nebraska Lincoln with a Master of Arts Degree in Deaf Education in 1997, Heather spent two years teaching 1st grade at Nebraska’s Crete Elementary and managing their Deaf Education program.
Heather returned to the office in 2000 as Compliance Officer–Executive Vice President, holding that position for eight years.
Since 2008, Heather has been the President of both Credit Bureau of Council Bluffs and Performance Data Systems, Inc. Heather became the Co-Owner of the two companies in 2009, which she now fully owns.
Heather enjoys her family, farm and friends and her contributions to the credit reporting industry are something to be proud of!
